Florida Living Made Simple and Affordable
We Offer
Best Price Guaranteed
If you find a better price, we’ll beat it.
In-House
Loan Officer
Get personalized financing solutions with simple pre-approvals.
Full-Service Construction Experience
From finding land to setting your home, we handle every step
Premium Home Packages
Every home comes with options like carports, decks, sheds, and 10-year structural warranties.
Ready to get started?
Bring us a written quote from any dealer, and we’ll give you a lower price—no hidden fees, no gimmicks.

We've reviewed over 10,000 loan applications over the past 6 years. We know exactly what the banks are looking for and how to get you approved.
From site prep to move-in, we handle every detail.
It means we handle everything from start to finish—site prep, permitting, delivery, setup, utilities, skirting, and final inspections. You don’t have to juggle multiple contractors; we manage the entire process.
Yes. We coordinate clearing, grading, driveways, and utility hookups so your lot is 100% ready for your new home.
Yes. We handle the permit process and schedule required county or city inspections, ensuring compliance every step of the way.
Septic and well installation are not always included by default, since every property is different. However, we coordinate the entire process for you. If your lot requires a septic tank or well, our team works with licensed local contractors to handle installation, permitting, and inspections. The cost will be provided upfront so you know exactly what’s covered before work begins. You can also finance the Well and Septic in your home loan.
No. At Osprey Point Home Center, you pay exactly what the contractors charge—no markup, no hidden fees. We believe in transparent pricing so you can see where every dollar goes.
A lot visit is when our team comes out to your property before the home is ordered or set. During this visit, we:
Measure and evaluate the lot’s size, layout, and access.
Check elevation, soil conditions, and slope for proper drainage.
Identify where utilities (power, water, sewer/septic) are or need to be installed.
Review driveway access for delivery trucks and home placement.
Discuss any site prep needs like clearing, grading, or tree removal.

All of Our Homes Include:
Carport and Shed
8x8' Deck with ramp or stairs
Upgraded Quartz Countertops
0.5% Rate Buy Down on Us
Total value: $20,000+
At Osprey Point Home Center, we make homeownership simple, affordable, and stress-free. From choosing the right home to securing financing and full-service setup, our team handles it all. With transparent pricing, in-house finance support, and a Best Price Guarantee, we’re here to help you find a home you’ll love—at a price you can trust.
"Loved everything so far"
We love our home. Very affordable with high end amenities. It is perfect for our fist buy!
- Mrs. Reynolds

"I cannot say enough!"
They have been very much by my side in a transition that was already going to be hard. They have done everything possible to make this as painless and smooth as can be. And now that I have moved in completely, they have continued to be there for my questions and any kinks that have popped up, and quickly addressed any concerns I have had.
Mrs. Indya

"Quality with Service"
They have been very much by my side in a transition that was already going to be hard. They have done everything possible to make this as painless and smooth as can be. And now that I have moved in completely, they have continued to be there for my questions and any kinks that have popped up, and quickly addressed any concerns I have had.
- Mr. Yates

Office: 3149 N Hwy 77, Panama City Florida 32405
Call 850-805-4969
Email: [email protected]
Site: www.ospreypointhomecenter.com
